WHY DO I NEED TRAVEL MEDICAL INSURANCE?

Travel Medical insurance is intended to cover medical expenses, trip cancellation, lost luggage, flight accidents and any other losses incurred while you are travelling.

Be prepared for medical emergencies, trip interruptions, and cancellations, with Group and Individual policies which would take some of the stress out of travel. Many persons don’t have medical insurance and take the risk of travelling around the world. Don’t be left with a huge bill because you neglected to purchase a very affordable travel medical policy. Accidents do happen.

A FEW REASONS FOR HAVING TRAVEL INSURANCE:

A hurricane damages your destination

You saved all year for a summer vacation to Aruba, but a hurricane destroys the hotel a week before you depart. Will you lose all the money you worked so hard to save?
With travel insurance protection for weather damage you’ll be able to recover your pre-paid costs. Travel assistance services will also help you arrange a vacation at a new location – one the hurricane missed.

A terrorist event occurs

You’ve planned an excursion to Egypt for years, but weeks before leaving a terrorist attack occurs. The airports are closed and Egypt is in chaos. It would be unwise to travel now, but will you lose all your nonrefundable fees?
With terrorism coverage, you can cancel your trip without losing all the money you’ve spent.

You get sick or injured on your trip

You and your friends have planned a hiking trip to climb Machu Picchu since college. After your first night in Lima, you wake with severe stomach pains and a high fever. You cannot start your hike. Instead, you need emergency medical care – and quick.
With travel medical coverage, you won’t be paying a huge medical bill. You’ll also have assistance services – in your own language – to locate a suitable medical facility and arrange transportation.

Your passport is lost

You are at a conference in London, and you realize you left your passport at a local restaurant.
With coverage for lost passports, you’ll have help expediting the process of replacing and paying for a new passport.

You need an emergency medical evacuation

You and your daughter have planned a summer tour of Dubai, but high in the mountains your daughter is overcome with dizziness and a dangerously high fever. She needs immediate medical attention. How will you get her to safety?
With medical evacuation coverage, you can arrange safe transportation to a medical facility. Medical evacuations typically cost tens of thousands of dollars, but with trip insurance you won’t break the bank to save your daughter.

You need emergency assistance services

You and your parents have planned a trip to their home country, but on your way, the train is canceled for mechanical repairs. You don’t speak the language. Who can help you locate alternative transportation?

With trip insurance you’ll have emergency concierge services.

With medical evacuation coverage, you can arrange safe transportation to a medical facility. Medical evacuations typically cost tens of thousands of dollars, but with trip insurance you won’t break the bank to save your daughter.

See available plans here.